SBI also charge customers for issuance and annual maintenance of an ATM-cum-debit card.Top lenders and post offices (which also provide banking services) across the country offer ATM-cum-debit cards but levy certain usage charges.
Customers are charged for transactions at ATMs over and above the permitted number of free transactions.
The ATM card charges apply depending on the type - whether it belongs to the same bank or post office where the customer's account is located or some other bank or post office - and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country.
State-run State Bank of India (SBI)also charge customers for issuance and annual maintenance of an ATM-cum-debit card.State Bank of India (SBI)Here are the various charges of SBI's ATM cards as stated on bank's website - sbi.co.in:India Post (post office) ATM transaction limits/chargesDaily ATM cash withdrawal limitRs 25,000Cash withdrawal limit per transactionRs 10,000Charges for transactions done at DOP ATMsFree (Both Financial Non Financial) with a limit of 5 Financial transactions per dayPermissible free transactions at other Bank ATMs (per month)Metro Cities - 3 free transactions (Both Financial Non Financial)Non Metro Cities - 5 free transactions (Both Financial Non Financial)Charges after exceeding permissible free transaction limit at other Bank ATMsFinancial Non Financial Transactions - Rs 20 + Applicable GST(As mentioned on India Post's official website)Post office offers several types of accounts such as saving account, fixed deposit account, senior citizen savings scheme (SCSS) account and recurring deposit account.