ATM Charges Levied By Banks For Making Cash Transactions

INSUBCONTINENT EXCLUSIVE:
Banks also charge an amount for the issuance and annual maintenance of ATMs.Key lenders, both public and private, in the country levy
charges on customers for various uses of an ATM-cum-debit card
The ATM charges apply depending on the type - whether it belongs to the same bank where the customer's account is located or some other
bank - and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country
Banks also charge an amount for the issuance and annual maintenance of ATMs
However, the customers are charged for transactions at ATMs over and above the mandated numbers of free transactions, as directed by Reserve
Bank of India (RBI)
(Classic/Global)NilGold Debit Card100/- (including service tax)Platinum Debit Card306/- (including service tax)Debit Card Annual Maintenance
Charges (Recovered at the beginning of the second year onwards)Classic Debit Card100/- plus service taxSilver/Global /Yuva /Gold Debit
Card150/- plus service taxPlatinum Debit Card200/- plus service taxPride/Premium Business Debit Card300/- plus service taxDebit Card
Replacement ChargesRs.204/- (including service tax)Duplicate PIN/ Regeneration of PINRs.51/- (including service tax)Domestic Transaction
ChargesTransactions at State Bank Group ATMsFreeOther Bank ATMs - Up to 5 Transactions during a calendar month (for savings bank account
taxes)ATM card - Transaction charge - non HDFC Bank domestic ATMsNo Charge (effective 1st Dec 2014)Debit Card - Annual Fee - RegularRs 150
per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Renewal Fee - RegularRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Annual Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Renewal Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Replacement chargesReplacement/Reissuance Charges for Debit Cards - Rs
200 plus applicable taxesAdd-on debit card - RegularOne add-on card - No Charge for the first yearRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Transaction charge - HDFC Bank ATMsNo ChargeDebit Card - Transaction charge - non HDFC Bank domestic ATMsFirst 5
Transactions Free across all CitiesTransactions over and above free limit will be charged as under:Cash withdrawal - Rs
20 plus applicable taxes (W.e.f 1st Nov'17)Non-Financial Transaction - Rs
8.5 plus applicable taxes (W.e.f 1st Nov'17)PIN regeneration chargeRs 50 (plus taxes)Number of Cash transactions4 free cash transactions per
month(Cumulative of Deposit and Withdrawal)5th transaction onwards - Rs.150/- per transaction plus applicable taxes (W.e.f 1st Nov'17) would
be leviedValue of Cash transactionsAny HDFC Branch(Cumulative of Deposit and Withdrawal)2 lakh - Free per month per account.Above 2 lakh -
Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)Third party Cash
transactionUpto a limit of Rs.25,000/- per day - Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)(Cumulative of Deposit and
Withdrawal)Above Rs.25,000/- not allowedICICI BankHere are the various charges of ICICI Bank's ATM cards, according
250 + GST as applicableAnnual FeeRs
250 + GST as applicableLost card replacementRs
199 + GST as applicableCash withdrawal from ICICI Bank ATM's FreeCash withdrawal from Non ICICI Bank ATM's Rs
20 per withdrawal + GST as applicableBalance Inquiry from ICICI Bank ATM's FreeBalance Inquiry from Non ICICI Bank ATM's Rs
8 per inquiry + GST as applicableThe saving account of India Post, which has a network of more than 1.5 lakh post offices across the
country, also offers ATM facility.Get Breaking news, live coverage, and Latest News from India and around the world on
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