Bank of India posts Rs 266-cr Q2 profit as provisions fall

INSUBCONTINENT EXCLUSIVE:
Mumbai: State-run lender Bank of India reported a net profit of Rs 266.3 crore for the quarter ended September 30, on the back of fall in
provisions
It had reported a loss of Rs 1156 crore during the same period last year. The net-interest income (NII), or the core income from operations,
rose to Rs 3,860 crore versus Rs 2,927 crore during the same period last year. The lender also reported a nearly 200% jump in its special
mention accounts, where overdue is between 31 and 90 days
This was largely due to the addition of two government-owned entities and a large mortgage-lender which is under stress. Bank of India
executive director N
Damodaran said that two government-owned entities with total dues of Rs 3000 crore was included in the overdue accounts because of technical
special mention book also includes Rs 3800 crore exposure to government-owned aviation company, which has been restructured. Its gross
non-performing assets (NPAs) moderated to 16.31% by September-end 2019, as against 16.36% during the corresponding period last year.