INSUBCONTINENT EXCLUSIVE:
Santander Brasil reported a 27.8% jump in net profit for the first quarter of 2025, reaching R$3.86 billion ($643 million)
return on average equity, a key profitability measure, climbed to 17.4%, up 3.3 percentage points from the previous year
This improvement signals effective capital allocation and a disciplined approach to risk.However, both net interest income and return on
equity showed a slight slowdown compared to the previous quarter
retail clients representing a growing share
The non-performing loan ratio held steady at 3.3%, indicating that asset quality remains under control despite the pressures of a tough
lending environment.Santander Brasil Posts Strong Q1 Profit, Underlines Strategic Value for Parent Group
lending, prioritizing high-quality assets and profitable business lines
He emphasized that the funding mix continues to shift toward individual clients, which supports more stable and diverse sources of
Spanish parent, Banco Santander
operational efficiency and cost control remaining top priorities
