INSUBCONTINENT EXCLUSIVE:
Bandhan Bank on Friday reported a 65% drop in its Q1FY26 net profit at Rs 372 crore compared with Rs 1,063 crore posted in the year ago
The Net interest income (NII) in the quarter under review stood at Rs 2,757 crore versus Rs 2,987 crore in the year ago period, witnessing
an 8% decline.On a sequential basis, the profit after tax (PAT) rose 17% versus Rs 318 crore while the NII was flat versus 2,756 crore in
compared to Rs 3,533 crore in Q1 FY25 and Rs 3,456 crore in Q4FY25.Lender's operating profit was reported at Rs 1,668 crore in Q1FY26
compared to Rs 1,941 crore in Q1FY25 and Rs 1,571 crore in Q4FY25.
Live EventsThe provisions (other than tax) & contingencies charged to the
Profit and Loss for Q1 FY26 were at Rs 1,147 crore compared to Rs 523 crore in Q1 FY25
In Q4 FY25, provisions were at Rs 1,260 crore.DepositsAs of June 30, 2025, total deposits stood at Rs 1.55 lakh crore as against Rs 1.33
The CASA deposits stood at Rs 41,858 crore and CASA Ratio stood at 27.1%.The retail term deposits stood at Rs 63,661 crore, growing 34% YoY
while retail deposit to total deposit ratio stood at 68%.AdvancesAs of June 30, 2025, gross advances stood at Rs 1.34 lakh crore as against
On a YoY basis, retail book (other than housing) grew 78%, wholesale banking grew 32% and the housing book showed a growth of 15%
EEB Book shrank by 15% during this period.Asset QualityThe collection efficiency for EEB loans stood at 97.6% for the quarter ended June 30,
The bank's Gross Non-Performing Assets (NPA) was 5.0% in Q1 FY26 while Net NPA was 1.4% in Q1FY26.Provision Coverage Ratio (PCR) as of June
at 19.4% as against a regulatory requirement of 11.5%.
