INSUBCONTINENT EXCLUSIVE:
Blockchain innovations, cryptocurrency and new payment platforms are constantly disrupting the traditional banking and financial industry,
Fargo, Jason Davis set out to change the way people bank with crypto to make it seamless and simple
cryptocurrencies and fiat currenciesBasically, the current system of integrating cryptocurrencies and fiat currencies has many flaws, some
finding a complicated numerical address that if you mistype even a single digit, your money is gone forever
On the backend, some of the aspects of both centralized and decentralized methods of exchange are either weak security-wise or
be reinforced by a fiat gateway with advanced buying options in the future, enabling the purchase of many different cryptocurrencies beyond
The open-sourced and multi-currency Hoard mobile wallet will serve as the entry point and dashboard to the many other offerings, including a
decentralized exchange.What are the current challenges within mobile banking/investing for cryptocurrencyCrypto technology is complex and
that often discourages adoption
Markets are hard to enter, which also blocks participation by those interested in it
This is a nightmare for everyday consumers
Rather than fragmented pieces of a puzzle, Hoard is building a cohesive ecosystem with a suite of financial tools for all blockchain-based
By succeeding in these efforts, we believe that it will open new opportunities for collaboration with traditional financial services
players.Cryptocurrency is still a relatively new process, what is your advice to help the general public learn to understand cryptoWith all
emerging technologies, trends and changes, people must take their curiosity and explore
The article highlighted how online banking services were offered to customers in the late 1990s
Those initial payment systems were not user-friendly, and there are many parallels to what we see today with blockchain, crypto and payment
What will be the impact on the banking industryWe often say that Hoard is the cryptocurrency app you can bank on
the banking industry looking to partner with us
Banks are now some of the leading organizations exploring blockchain
Many hold countless patents
They know that an evolution is happening
Many didn't want to embrace mobile banking either, but they realized what Brian Solis called "Digital Darwinism."Consumers will expect and
require different elements of digital transformation
If you fail to adapt and deliver it, you'll be left behind.The space seems to be coming very crowded, how do you plan to stand outHoard
empowers ANYONE, ANYWHERE in the world to hold, track, transfer, and transact with any tokenized assets from a mobile device privately,
Our soon-to-be-launched wallet focuses on simplicity, with a state-of-the-art design that delivers a more rewarding user experience
Users won't even need to worry about the complex crypto addresses
the peopleWhat is difference between this and other forms of trading within the crypto spaceHoard is creating a bridge between the old
monetary systems and the newer blockchain-based economy
and converting fiat to digital currencies
Other elements are decentralized, like our blockchain protocol and cross-exchange pipeline.In between these two worlds lives the Hoard app
This application is your personal banking interface to the tokenized economy of currencies, assets, commodities, securities, and utilities
in a single location.Together, these focus on crucial foundations for cryptocurrency and overall financial capabilities: scalability,
interoperability, fungibility, accessibility, and simplicity
Open-sourced and distributed.Simplicity is not a patent
The individual user must be able to easily adopt a technology if we expect the world to adapt to that technology
of money, banking, and blockchain
experiences, including connections to multiple decentralized exchanges (including our own) and an offering called Swaps
create a simpler experience, adoptable by everyone regardless of skill level
It will be as simple as a physical fiat currency exchange kiosk, without the hassle of entering a complicated trading platform or dealing
technology, ongoing adoption is crucial
Look at things like mobile and app-based payments
It is still ongoing, but requires consumer and business interest to establish a marketplace of uses
Once the demand occurs, merchants will start to embrace it over traditional methods like credit cards that result in extensive
If you look across the global landscape, different types of merchants are starting to offer payment by cryptocurrency.What are your ICO
plans, what is the timeline, and what do you plan to achieveHoard is officially kicking off our ICO on September 15th
Over the past year, we have established solid relationships throughout the crypto community
People are excited about our vision
We will also be launching our mobile wallet beta app soon, illustrating that the fundraising will be used to expand on the efforts we've
started, and expand on our extensive roadmap that includes fiat gateways, partnerships with industry players, and our own decentralized
exchange reinforced by our upcoming second-layer blockchain network.Additional ICO updates are being finalized and will be shared very
soon.Jason Davis is CEO of Hoard.